Terms and Conditions


Welcome to https://app.vectorreserve.com/, a website-hosted user interface and dApp (the "Interface" or "App") provided by Vector Reserve Inc. ("Company", "Vector Reserve", "we", "our", or "us"). The Interface provides access to a decentralized protocol on the Ethereum Blockchain which allows users to interact with the Vector Reserve smart contract infrastructure and web interface ("Vector Reserve", "Vector"). The Interface is one, but not the exclusive, means of accessing Vector Reserve. To use Vector, you must use non-custodial wallet software, which allows you to interact with public blockchains. Your relationship with that non-custodial wallet is governed by the applicable terms of service of that third party, not this Terms of Service Agreement (the "Agreement").

The Vector Reserve will be operated by a decentralised autonomous organisation governed by $VEC token holders, pursuant to a delineated governance structure the "Vector DAO", or the "Organisation"; providing oversight, maintenance and upgrade of Vector through the mechanisms of decentralised governance which may include but is not limited to, and pending governance approval, creation of action groups with specific technical knowledge to handle system parameters and creation of other action groups to facilitate other functions and aspects of Vector. Such functions of decentralised governance will continue to govern all other facets of Vector and Organisation on a continuing basis and democratized governance will be unlimited in scope in relation to all functions related to Vector and the Vector DAO.

This Terms of Service Agreement the "Agreement" explains the terms and conditions by which you may access and use the Interface. You must read this Agreement carefully. By accessing or using the Interface, you signify that you have read, understand, and agree to be bound by this Agreement in its entirety. If you do not agree, you are not authorized to access or use the Interface and should not use the Interface.

The Company shall not be liable for any losses, errors, or inaccuracies arising from interactions with our website, dApp, documentation, social media accounts, any user’s loss or unlawful misuse of funds, or the Vector/$VEC token ecosystem.



We reserve the right, in our sole discretion, to modify this Agreement from time to time. All modifications will be effective when they are posted, and your continued accessing or use of the Interface will serve as confirmation of your acceptance of those modifications. If you do not agree with any modifications to this Agreement, you must immediately stop accessing and using the Interface.


To access or use the Interface, you must be able to form a legally binding contract with us. Accordingly, you represent that you are at least the age of majority in your jurisdiction e.g. eighteen years old and have the full right, power, capacity and authority to enter into and comply with the terms and conditions of this Agreement on behalf of yourself and any company or legal entity for which you may access or use the Interface. Our Interface is NOT offered to persons or entities who reside in, are citizens of, are incorporated in, or have a registered office in the United States of America or any Prohibited Localities, as defined below (any such person or entity, a "Restricted Person"). We do not make exceptions. If you are a restricted person, then do not attempt to access or use the Interface. Use of a virtual private network e.g. a VPN or other means by Restricted Persons to access or use the Interface is strictly prohibited.


You may not use the Interface if you are otherwise barred from using the Interface under applicable law.

Lawful Purpose

You are solely responsible for adhering to all laws and regulations applicable to you and your use or access to the Interface. Your use of the Interface is not prohibited by and will not otherwise violate or facilitate the violation of any applicable laws or regulations, or contribute to or facilitate any illegal activity. Such requirement of legal adherence includes but is not limited to your sole responsibility for reporting and paying any taxes applicable to your use of the Interface. By using or accessing the Interface, you represent to us that you are not subject to sanctions or otherwise designated on any list of prohibited or restricted parties or excluded or denied persons, including but not limited to the lists maintained by the United Nations Security Council, the European Union or its Member States, or any other relevant government authority.

We make no representations or warranties that the information, products, or services provided through our Interface are appropriate for access or use in other jurisdictions and as such you make representations that your access of the Interface within your respective jurisdiction is lawful and that you have taken reasonable steps to ascertain the appropriate limitations and general restrictions, if any, as pertains to your respective jurisdiction. You are not permitted to access or use our Interface in any jurisdiction or country if it would be contrary to the law or regulation of that jurisdiction or if it would subject us to the laws of, or any registration requirement with, such jurisdiction. We reserve the right to limit the availability of our Interface to any person, geographic area, or jurisdiction, at any time and at our sole and absolute discretion.

Prohibited Localities

We do not interact with digital wallets located in, established in, or a resident of Panama, Myanmar (Burma), Cote D'Ivoire (Ivory Coast), Cuba, Crimea and Sevastopol, Democratic Republic of Congo, Iran, Iraq, Libya, Mali, Nicaragua, Democratic People's Republic of Korea (North Korea), Somalia, Sudan, Syria, Yemen, Zimbabwe, the Russian Federation or any other state, country or region that is subject to sanctions enforced by the United States, the United Kingdom or the European Union. You must not use any software or networking techniques, including use of a Virtual Private Network (VPN) to modify your internet protocol address or otherwise circumvent or attempt to circumvent this prohibition.


You agree not to access the Interface using any technology for the purposes of circumventing these Terms.

Access to the Interface

We reserve the right to disable access to the Interface at any time in the event of any breach of the Terms, including without limitation, if we, in our sole discretion, believe that you, at any time, fail to satisfy the eligibility requirements set forth in the Terms. Further, we reserve the right to limit or restrict access to the Interface by any person or entity, or within any geographic area or legal jurisdiction, at any time and at our sole discretion. We will not be liable to you for any losses or damages you may suffer as a result of or in connection with the Interface being inaccessible to you at any time or for any reason

Risks Associated with Token and Platform Use

Participation in the Company’s platform or use of its token carries inherent risks, including but not limited to market volatility, technical and security risks, and regulatory risks. These could include potential security exploits, regulatory prohibitions on trading, bankruptcy, lawsuit, loss of funds or loss of value. By interacting with the Interface or trading or possessing its token(s) or providing liquidity to an automated market maker (AMM) or depositing $VEC on a centralized exchange or your personal wallet, you acknowledge and accept these risks and agree to hold harmless and indemnify the Company, its creators, and its affiliates from any and all liability or damages arising from your participation. You further acknowledge that purchasing the Company’s tokens or interacting with the platform does not constitute any conveyance of equity or shareholder rights (ownership) in any of the Company’s incorporated or unincorporated entities.

Security Measures for Smart Contracts

The Company employs smart contracts, which may contain inherent risks, including the possibility of bugs or vulnerabilities. While these contracts are peer-reviewed, tested, audited, and engineered to reduce the possibility of an exploit, the Company can never guarantee complete security. There also exists a risk of unauthorized access to the deployer wallet, which could lead to the exploitation of the Company’s smart contract(s). The Company implements security measures to mitigate this risk such as usage of a multi-signature wallet as well as other integrated smart contract security measures, such as a disable trading feature and proxy contracts (and much more); however, this risk can never be fully eliminated and is common to all cryptocurrency wallets, protocols, projects, DAO’s, enterprises, or otherwise.

Price Risk

The Company’s tokens may experience significant price fluctuations and may be valued lower than the initial value despite efforts to stabilize its price. The market, not Vector’s creators, determines the price of the tokens. The Company is not liable for price fluctuations.

No Guarantee of Profits

The Company does not offer any assurances or guarantees regarding the future value of $VEC or any other associated tokens. The price of the Company’s tokens is subject to market dynamics, and there may be significant fluctuations, including potential drops in value. The Company and its team expressly disclaim any responsibility for any losses incurred due to such price changes.

You may choose to submit comments, bug reports, ideas or other feedback about the Interface, including, without limitation, about how to improve the Interface (collectively, "Feedback"). By submitting any Feedback, you agree that we are free to use such Feedback at our discretion and without additional compensation to you, and to disclose such Feedback to third parties (whether on a nonconfidential basis or otherwise). If necessary under applicable law, then you hereby grant us a perpetual, irrevocable, non-exclusive, transferable, worldwide license under all rights necessary for us to incorporate and use your Feedback for any purpose. If (i) you satisfy all of the eligibility requirements set forth in the Terms, and (ii) your access to and use of the Interface complies with the Terms, you hereby are granted a single, personal, limited license to access and use the Interface. This license is non-exclusive, non-transferable, and freely revocable by us at any time without notice or cause in our sole discretion. Use of the Interface for any purpose not expressly permitted by the Terms is strictly prohibited. Unlike the Interface, the Protocol is composed entirely of open-source software running on the public Ethereum Blockchain and other blockchains and is not our proprietary property, subject to varying licenses, if any, that may exist corresponding to the open source documentation, code or repository enforced and placed by us. Pursuant to the foregoing and notwithstanding the open-source nature of the Protocol, we reserve the right to apply licensing to the software as appropriate from time-to-time in our sole and absolute discretion. If you have contributed to the open source Protocol, whether in a trivial or significant fashion, you consent to any and all relicensing of the project. The Protocol may also run on the other blockchains to which the same clause applies.

It is important to understand that neither Vector Reserve Inc nor any affiliated entity nor the Organisation is a party to any transaction on the blockchain networks underlying Vector Reserve; we do not have possession, custody or control over any cryptoassets appearing on Vector Reserve, and we do not have possession, custody, or control over any users funds. You understand that when you interact with any Protocol smart contracts, you retain control over your cryptoassets at all times. The private key associated with the wallet address from which you transfer cryptoassets or the private key associated is the only private key that can control the cryptoassets you transfer into the smart contracts. You alone are responsible for securing your private keys. We do not have access to your private keys. Due to the non-custodial and decentralized nature of the technology, we are not intermediaries, agents, advisors, or custodians, and we do not have a fiduciary relationship or obligation to you regarding any other decisions or activities that you affect when using our services. You acknowledge that we, for the avoidance of doubt, do not have any information regarding any users, users identities, or services beyond what is available or obtainable publicly via the blockchain. We are not responsible for any activities you engage in when using services, and you should understand the risks associated with cryptoassets, blockchain technology generally, and the Vector Reserve Protocol.

Proprietary Rights

We the Organisation, via an assigned signatory body of Vector Reserve Inc, or another assigned signatory body of the Vector ReserveDAO Protocol DAO as determined from time-to-time, own all intellectual property and other rights in the Interface and its contents, including, but not limited to, software, text, images, trademarks, service marks, copyrights, patents, and designs. Unless expressly authorized by us, you may not copy, modify, adapt, rent, license, sell, publish, distribute, or otherwise permit any third party to access or use the Interface or any of its contents. The Company designed Vector Reserve such that its tokens and Interface are decentralized (meaning not controlled by any single entity or user) and their futures and general direction governed largely by the holder base, subject to compliance with applicable law and best business practices.


The Company believes in transparency and decentralization but must balance these values with regulatory compliance and best business practices to protect Vector Reserve’s future. If a bad actor wishes to cause harm to Vector Reserve, any of its entities or subsidiaries, or to negatively affect the performance or viability of the Company’s tokens, such an attack could occur in the event a user or group of users acquire sufficient of Vector tokens to sway a vote. As a result, The Company reserves a limited right to veto any proposal which may irreparably harm the Company’s business interests. To override a veto, a new proposal must be created and that vote must receive a 2/3 majority to pass. In such an event, the Company expressly disclaims any and all liability to holders, investors, and/or users for the effects and consequences of such an override.

Additional Rights

We reserve the following rights, which do not constitute obligations of ours: (a) with or without notice to you, to modify, substitute, eliminate or add to the Interface; (b) to review, modify, filter, disable, delete and remove any and all content and information from the Interface; and (c) to cooperate with any law enforcement, court or government investigation or order or third party requesting or directing that we disclose information or content or information that you provide.


When you use the Interface, the only information we collect from you is your blockchain wallet address, completed transaction hashes, and the token names, symbols, or other blockchain identifiers of the tokens that you swap. We do not collect any personal information from you (e.g., your name or other identifiers that can be linked to you). We do, however, use third-party service providers, like Infura, Cloudflare, and Google Analytics, which may receive or independently obtain your personal information from publicly-available sources. We do not control how these third parties handle your data and you should review their privacy policies to understand how they collect, use, and share your personal information. In particular, please visit to learn more about how Google uses data. By accessing and using the Interface, you understand and consent to our data practices and our service providers' treatment of your information.
We use the information we collect to detect, prevent, and mitigate financial crime and other illicit or harmful activities on the Interface. For these purposes, we may share the information we collect with blockchain analytics providers or legal authorities as appropriate. We share information with these service providers only so that they can help us promote the safety, security, and integrity of the Interface and continuing compliance of the Platform. We do not retain the information we collect any longer than necessary for these purposes.
Please note that when you use the Interface, you are interacting with the Ethereum blockchain, and may be interacting with additional blockchains in future iterations, which provides transparency into your transactions. Vector Reserve Inc. does not control and is not responsible for any information you make public on the Ethereum blockchain nor any other applicable blockchain by taking actions through the Interface.

Prohibited Activity

Prohibited Activity You agree not to engage in, or attempt to engage in, any of the following categories of prohibited activity in relation to your access and use of the Interface:
- Intellectual Property Infringement. Activity that infringes on or violates any copyright, trademark, service mark, patent, right of publicity, right of privacy, or other proprietary or intellectual property rights under the law.
- Cyberattack. Activity that seeks to interfere with or compromise the integrity, security, or proper functioning of any computer, server, network, personal device, or other information technology system, including (but not limited to) the deployment of viruses and denial of service attacks.
- Fraud and Misrepresentation. Activity that seeks to defraud us or any other person or entity, including (but not limited to) providing any false, inaccurate, or misleading information in order to unlawfully obtain the property of another.
- Market Manipulation. Activity that violates any applicable law, rule, or regulation concerning the integrity of trading markets, including (but not limited to) the manipulative tactics commonly known as "rug pulls", pumping and dumping and wash trading.
- Securities and Derivatives Violations. Activity that violates any applicable law, rule, or regulation concerning the trading of securities or derivatives.
- Any Other Unlawful Conduct. Activity that violates any applicable law, rule, or regulation of your jurisdiction, including (but not limited to) the restrictions and regulatory requirements imposed by your jurisdiction with specific regards to use of the App for money laundering activities or terrorist financing or use of illicit funds from proceeds from any hack or otherwise.

OFAC and Sanctioned Entity and Digital Asset Addresses Prohibition.

Without limiting the generality in the aforementioned "Legalities" and "Prohibited Localities" sections, you agree that you shall not engage with the Interface, the Vector Reserve Protocol or any ancillary Organisation product in any manner whatsoever if you are a sanctioned entity on the U.S. Office of Foreign Asset Control ("OFAC") sanctions list, own a digital asset address under the OFAC list, or have engaged with any entity or digital asset address on that list, directly or indirectly, in the receipt and/or transmission of any tokens whatsoever. This list includes but is not limited to any of the following addresses listed below and addresses which you know have interacted with the following prohibited addresses since August 8th, 2022 (the "Initialization of Sanction"). Such digital asset addresses are identified by OFAC as the prohibited Tornado Cash (a.k.a. Tornado Cash Classic; a.k.a. Tornado Cash Nova) addresses. A non-exhaustive list can be found below, which as prior mentioned, includes any digital asset addresses which have interacted with the following explicitly sanctioned digital asset addresses since the Initialization of Sanction.


You agree that you are solely responsible for ensuring that your address used for the interaction with the Vector Reserve Protocol does not fall within the list above. You are also responsible to keep up to date as to when and if OFAC adds newly sanctioned digital asset addresses and to ensure that your address does not fall within the updated list. This can be done via a search at Specially Designated Nationals And Blocked Persons List (SDN) Human Readable Lists | U.S. Department of the Treasury.

Non-Solicitation; No Investment Advice

You agree and understand that all trades, swaps, redemptions, deposits, withdrawals, lending or borrowing you submit through the Interface are considered unsolicited, which means that you have not received any investment advice from us in connection with any trades, swaps, redemptions, deposits, withdrawals, lending or borrowing, and that we do not conduct a suitability review of any trades, swaps, redemptions, deposits, withdrawals, lending or borrowing you submit.
All information provided by the Interface is for informational purposes only and should not be construed as investment advice. You should not take, or refrain from taking, any action based on any information contained in the Interface. We do not make any investment recommendations to you or opine on the merits of any investment transaction or opportunity. You alone are responsible for determining whether any investment, investment strategy or related transaction is appropriate for you based on your personal investment objectives, financial circumstances, and risk tolerance and as appropriate, before taking any financial, legal, or other decisions involving the Interface, you should seek independent professional advice from an individual who is licensed and qualified in the area for which such advice would be appropriate.

No Warranties

The Interface is provided on an "AS IS" and "AS AVAILABLE" basis. The Company expressly disclaims any and all promises, warranties, or representations, whether express or implied, regarding the functionality, operability, or usability of the Interface and its tokens. Furthermore, the Company explicitly refrains from making any promises or guarantees concerning the feasibility, performance, or ongoing availability of any features, whether they have been marketed by the Company or were initially available on the Interface. if the Company offers a feature and later finds that feature to be impossible, faulty, or too technically challenging, the Company reserves the right to modify, cancel, or change the feature as the project develops. To the fullest extent permitted by law, we disclaim any representations and warranties of any kind, whether express, implied, or statutory, including (but not limited to) the warranties of merchantability and fitness for a particular purpose. You acknowledge and agree that your use of the Interface is at your own risk. We do not represent or warrant that access to the Interface will be continuous, uninterrupted, timely, or secure; that the information contained in the Interface will be accurate, reliable, complete, or current; or that the Interface will be free from errors, defects, viruses, or other harmful elements. No advice, information, or statement that we make should be treated as creating any warranty concerning the Interface. We do not endorse, guarantee, or assume responsibility for any advertisements, offers, or statements made by third parties concerning the Interface. The foregoing disclaimers apply similarly to any statements made about the Protocol.

Official Communications

the employees, founders, agents, or any representatives of the Company are not to be interpreted as “official communications” upon which reliance should be placed. The sole source of official communications from the Company is limited to those expressly designated as “Announcements” issued directly by the Company, specifically through its X/Twitter account. Any other form of communication, regardless of its source within the organization, should not be deemed authoritative or representative of the Company’s official stance or policy, and should not be deemed as an official communication or promise on behalf of the Company.

Non-Custodial and No Fiduciary Duties

The Interface is a purely non-custodial application, meaning you are solely responsible for the custody of the cryptographic private keys to the digital asset wallets you hold. This Agreement is not intended to, and does not, create or impose any fiduciary duties on us. To the fullest extent permitted by law, you acknowledge and agree that we owe no fiduciary duties or liabilities to you or any other party, and that to the extent any such duties or liabilities may exist at law or in equity, those duties and liabilities are hereby irrevocably disclaimed, waived, and eliminated. You further agree that the only duties and obligations that we owe you are those set out expressly in this Agreement.

Compliance Obligations

The Interface is operated from international facilities. By accessing or using the Interface, you agree that you are solely and entirely responsible for compliance with all laws and regulations that may apply to you, and you must ensure continuing compliance with any and all laws and regulations throughout your use of the Interface and interaction with the Protocol. Specifically, your use of the Protocol may result in various tax consequences, such as income or capital gains tax, value-added tax, goods and services tax, or sales tax in certain jurisdictions. It is your responsibility to determine whether taxes apply to any transactions you initiate or receive and, if so, to report and/or remit the correct tax to the appropriate tax authority.

Compliance Obligations

By accessing and using the Interface, you represent that you are financially and technically sophisticated enough to understand the inherent risks associated with using cryptographic and blockchain-based systems, including the functionality, usage, storage, transmission mechanisms, and intricacies associated with cryptographic tokens, token storage facilities (including wallets), blockchain technology, and blockchain-based software systems; and that you have a working knowledge of the usage and intricacies of digital assets such as bitcoin (BTC), ether (ETH) and other digital tokens and such as those following the Ethereum Token Standard (ERC-20), other digital token derivatives and complex financial derivative mechanisms and any other mechanisms pertaining to Web 3.0 applications, which encompasses the use of web interfaces to interact with blockchain based applications. In particular, you understand that blockchain-based transactions are irreversible and that Web 3.0 applications have intrinsic and unique risks and such are understood, appreciated and assumed by you. You further understand that the markets for digital assets are highly volatile due to factors including (but not limited to) adoption, speculation, technology, security, and regulation. The use of leverage may greatly increase the level of associated risk and you are of sufficient sophistication to assume any and all risks in using the platform for leveraging activities. You acknowledge and accept that the cost and speed of transacting with cryptographic and blockchain-based systems such as Ethereum and other distributed ledgers systems are variable and may increase dramatically at any time. You further acknowledge and accept the risk that your digital assets may lose some or all of their value while they are supplied to the Protocol through the Interface, you may suffer loss due to the fluctuation of prices of tokens in a trading pair or liquidity pool, depegging of assets, issues with withdrawals and deposits, cascading liquidation events or general liquidation, and experience significant price slippage and cost. You understand that anyone can create a token, including fake versions of existing tokens and tokens that falsely claim to represent projects, and acknowledge and accept the risk that you may mistakenly trade, swap, lend, redeem or borrow those or other tokens.
You further acknowledge that we are not responsible for any of these variables or risks, do not own or control the Protocol, and cannot be held liable for any resulting losses that you experience while accessing or using the Interface. Accordingly, you understand and agree to assume full responsibility for all of the risks of accessing and using the Interface to interact with the Protocol.

Third-Party Resources and Promotions

The Interface may contain references or links to third-party resources, including (but not limited to) information, materials, products, or services, that we do not own or control. The Company may rely on third-party services, platforms, oracles, data providers, or information. You acknowledge and agree that the Company is not liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with your or the Company’s use of or reliance on any such content, goods, or services available on or through any such third-party websites or services. In addition, third parties may offer promotions related to your access and use of the Interface. We do not endorse or assume any responsibility for any such resources or promotions. If you access any such resources or participate in any such promotions, you do so at your own risk, and you understand that this Agreement does not apply to your dealings or relationships with any third parties. You expressly relieve us of any and all liability arising from your use of any such resources or participation in any such promotions.

Termination and Discretionary Distribution Clause

The Company reserves the right, at its sole discretion, to wind down its operations and close its business at any point in time. In such an event, the Company shall not be held liable for any losses, damages, inconveniences, or impacts on any user or $VEC holder resulting from such termination of operations. Subject to applicable laws and regulations, in the event of such a termination, and provided that the Company’s treasury has sufficient capital at its discretion, the Company may choose to distribute a discretionary payment to affected $VEC holders. Such a distribution, if made, will be at the Company’s sole discretion and determined based on the Company’s financial resources, obligations, and assessment of need at the time of termination. The decision to make such a distribution, the timing of any such distribution, and the amount of any such distribution, is wholly at the Company’s discretion. The Company does not guarantee or promise any specific distribution or any distribution at all. By continuing to interact with our Interface, tokens, and other services, you acknowledge and agree to these terms.

Release of Claims

You expressly agree that you assume all risks in connection with your access and use of the Interface and your interaction with the Protocol. You further expressly waive and release the Company, Organisation members and participants and any other Organisation associated parties from any and all liability, claims, causes of action, or damages arising from or in any way relating to your use of the Interface and your interaction with the Protocol. Notwithstanding any statutory provision applicable to your jurisdiction applying to loans taken from unidentified third parties and associated benefits and protections stemming from such statutory provisions, you agree to waive any and all benefits and protections to the fullest extent of the law of those provisions, in light of the status of the platform as decentralized and peer-to-peer and in light of the intrinsic anonymity principles of the blockchain.


The Company will strive to minimize the need for users to defend or indemnify it by operating responsibly and in accordance with all relevant laws and regulations. You agree, however, to defend, indemnify, and hold harmless the Company, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of this Agreement or your use of Vector, including, but not limited to, any use of the Company’s content, services, and products other than as expressly authorized in this Agreement.

Limitation of Liability

Under no circumstances shall we or any of our officers, directors, employees, contractors, agents, affiliates, or subsidiaries be liable to you for any indirect, punitive, incidental, special, consequential, or exemplary damages, including (but not limited to) damages for loss of profits, goodwill, use, data, or other intangible property, arising out of or relating to any access or use of the Interface, nor will we be responsible for any damage, loss, or injury resulting from hacking, tampering, or other unauthorized access or use of the Interface or the information contained within it. We assume no liability or responsibility for any: (a) errors, mistakes, or inaccuracies of content; (b) personal injury or property damage, of any nature whatsoever, resulting from any access or use of the Interface; (c) unauthorized access or use of any secure server or database in our control, or the use of any information or data stored therein; (d) interruption or cessation of function related to the Interface; (e) bugs, viruses, trojan horses, or the like that may be transmitted to or through the Interface; (f) errors or omissions in, or loss or damage incurred as a result of the use of, any content made available through the Interface; and (g) the defamatory, offensive, or illegal conduct of any third party. Under no circumstances shall we or any of our officers, directors, employees, contractors, agents, affiliates, or subsidiaries be liable to you for any claims, proceedings, liabilities, obligations, damages, losses, or costs in an amount exceeding the amount you paid to us in exchange for access to and use of the Interface, or USD$100.00, whichever is greater. This limitation of liability applies regardless of whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, and even if we have been advised of the possibility of such liability. Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of certain liabilities and damages. Accordingly, some of the disclaimers and limitations set forth in this Agreement may not apply to you. This limitation of liability shall apply to the fullest extent permitted by law.

Statute of Limitations

The parties hereby agree that any claim arising out of or related to these Terms & Conditions must be filed within one (1) year after such claim arose; otherwise, the claim is permanently barred, which the parties acknowledge and agree constitutes an agreed-upon limitation period that will pre-empt any statute of limitations.

Dispute Resolution

We will use our best efforts to resolve any potential disputes through informal, good faith negotiations. If a potential dispute arises, you must contact us by sending an email to info@vectorreserve.com so that we can attempt to resolve it without resorting to formal dispute resolution. If we aren't able to reach an informal resolution within eighty days of your email, then you and we both agree to resolve the potential dispute according to the process set forth below.

Class Action and Jury Trial Waiver

You must bring any and all Disputes against us in your individual capacity and not as a plaintiff in or member of any purported class action, collective action, private attorney general action, or other representative proceeding. This provision applies to class arbitration. You and we both agree to waive the right to demand a trial by jury.

Any dispute arising out of or in connection with this Agreement ("Dispute"), including questions regarding its existence, validity, or termination, or any other dispute arising out of the use of the Interface shall initially be negotiated between the Parties in good faith a remedy to the specified breach and subsequently through a process of mediation, with the dispute being referred to a mediator nominated by the Company. In the event that the Parties have not resolved the Dispute, either through good faith negotiations or through mediation in accordance with the aforementioned, within a period of 1 year from the date of the arising of the dispute (or such longer period as may be agreed between the Parties), then the Dispute will be referred to, and finally resolved by, arbitration in accordance with the Panama Inter-American Convention on International Commercial Arbitration Rules. The arbitral tribunal shall consist of one (1) arbitrator, such arbitrator to be nominated by the Company. The language of the arbitration shall be English. The place of the arbitration shall be Panama City, Panama. The arbitration shall be governed by the laws of Panama.
The specifics of the arbitration process shall be as follows: (i) The place and legal seat of the arbitration shall be in Panama City, and the proceedings shall be conducted in the English language; (ii) The arbitration panel shall consist of three arbitrators. Each party shall be entitled to appoint one arbitrator upon notice to the other party. The third arbitrator, who shall act as the chairperson, shall be an experienced lawyer with expertise in fintech and/or blockchain technology, chosen jointly by the first two arbitrators. If the first two arbitrators cannot agree on the third arbitrator, then the third arbitrator shall be selected in accordance with the Arbitration Rules; (iii) The arbitrators may grant any remedy that a judge in the Panama courts may grant, including without limitation equitable and injunctive relief, except that the arbitrators may not award punitive damages; (iv) Subject to the provisions of the Arbitration Law of Panama, any award or determination by the arbitrators shall be final and binding on the parties, with no right of appeal on any ground, including, for greater certainty, any appeal on a question of law, a question of fact, or a question of mixed fact and law. The parties agree to maintain confidentiality regarding the arbitration proceedings, including all awards, all materials created for the arbitration, and all documents produced by another party not in the public domain, except as required by legal duty, to protect or pursue a legal right, or to enforce or challenge an award in legal proceedings before a court or other judicial authority. In such cases, the parties shall endeavor to obtain a confidentiality or sealing order for any court proceeding related to the arbitration or award.
You must bring any and all Disputes against us in your individual capacity and not as a plaintiff in or member of any purported class action, collective action, private attorney general action, or other representative proceeding. This provision applies to class arbitration. You and we both agree to waive the right to demand a trial by jury.

Governing Law

This Agreement shall be governed by and construed in accordance with the laws in force in Panama, and You unconditionally submit to the exclusive jurisdiction of the courts of Panama. Non-contractual obligations, (if any) arising out of or in connection with this Agreement (including its formation) shall also be governed by the laws of Panama.


The failure of the Company to exercise or enforce any right or provision of these Terms & Conditions shall not operate as a waiver of such right or provision. Any waiver of any provision of these Terms & Conditions will be effective only if in writing and signed by the Company


If any term or other provision of these Terms & Conditions is found to be invalid, illegal, or incapable of being enforced by any rule of law or public policy, all other conditions and provisions of these Terms & Conditions shall nevertheless remain in full force and effect.

Errors and Omissions

In the event of any unintentional error, omission, or mistake made by the Company, including but not limited to, errors in description, pricing, or services rendered, it is agreed that the Company’s liability shall be limited to the correction of such error, omission, or mistake. The Company shall not be liable for any indirect, special, incidental, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses arising from or in connection with the errors, omissions, or mistakes herein described. This limitation of liability reflects the allocation of risk between the parties.

Entire Agreement

These terms constitute the entire agreement between you and us with respect to the subject matter hereof and in addition to the (1) Vector Reserve Inc Disclaimer; (2) Vector Reserve Privacy Policy; and (3) Vector Reserve Referral Program Terms and Conditions sets out all terms of the relationship. For the avoidance of doubt, this includes rights due, rights waived, obligations owed and obligations waived between you and us. This Agreement supersedes any and all prior or contemporaneous written and oral agreements, communications and other understandings (if any) relating to the subject matter of the terms.